Welcome to our site!

Thank you for stopping by our mortgage web site.  Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...

8 Questions Your Lender Should Answer About Mortgage Rates

Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...


Ten Things You Can Do To Protect Your Identity

Facts About Identity Theft: It's estimated that there were 10 million victims of identity theft in 2008, and 1 in every 10 U.S. consumers have reported having their identity stolen. The U.S. Department of Justice reported in 2005 that 1.6 million households experienced fraud not related to credit cards (i.e. their bank accounts or debit cards were compromised). And, the U.S. DOJ also reported that those households with incomes higher than $70,000 were twice as likely to experience identity theft than those with salaries under $50,000. What Is Identity Theft? According to the United States Department of Justice, identity theft and identity fraud "are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain." Such personal information may include your name, address, driver’s license number, Social Security number, date of birth, credit card numbe ... Read More...



Assembling Your Home Buying Team - Knowing The Players

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it's important that the individual players have the ability to effectively communicate and execute on important decisions together as well. Real Estate Agent - A Realtor® is a licensed agent that belongs to the National Association of Realtors®, which means they are pledged to a strict Code of Ethics and Standards of Practice. A few of the important roles your agent performs: Determine your home buying needs Define your property search criteria - neighborhoods, school districts, local amenities... Provide insight on market trends and property values Negotiate purchase contracts Pay attention to due-diligence periods and other important timelines Articulate inspection and appraisal reports Professionally estimate fair market value on listings A comm ... Read More...



United Lending Recognized by Austin Business Journal for 2010

For the second year in a row United Lending LLC received recognition from the Austin Business Journal. We were ranked the #3 mortgage banker in the Austin area for 2010. We are immensely proud and humbled by this accomplishment! It is our clients, partners, and dedicated staff who make this continue ...
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Ten Credit Do’s and Don’ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the ...
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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pr ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However ...
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  • Network Funding, LP NMLS 2297 COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE SENT TO: THE DEPARTMENT OF SAVING AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201 Austin, TX 78705 A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT: 1-877-276-5550